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subfaro

Shine a light on your subscriptions.

Pick your plan, we track the price. All your subscriptions in one place, with the real cost in reais and a heads-up before every charge. No bank login.

Use on the web
soonGoogle PlaysoonApp Store
  • Prices checked every week
  • No bank password
  • Web, Android and iOS
Upcoming payments and an insight: you pay for both Spotify and Apple Music
Home screen: R$ 277.48 monthly spending, 8 active subscriptions and a breakdown by category
Spending over the last 6 months and the list of active subscriptions

Comes with the services you already pay for

  • Netflix
  • Spotify
  • Disney+
  • Amazon Prime
  • HBO Max
  • Globoplay
  • YouTube Premium
  • Apple Music
  • ChatGPT Plus
  • Claude Pro
  • iCloud+
  • Google One
  • Microsoft 365
  • Canva Pro
  • Xbox Game Pass
  • PlayStation Plus
  • iFood Clube
  • Uber One
  • Duolingo Super
  • Smart Fit
  • Meli+
  • Crunchyroll

+ 23 more in the catalog, or add your own

Why Subfaro

Built for people paying for subscriptions in Brazil.

Not another budgeting spreadsheet. A lighthouse just for the charges that keep coming back.

Plans

Pick your plan, we track the price.

Netflix Standard with ads, Standard or Premium? Tap the plan you have and you're done — no typing prices. We check the prices of about 30 services every week: when one goes up, your subscription updates itself and you get a “Netflix went up 12%” alert. Rather type it in? You can.

  • Each service's real plans
  • Prices checked every week
  • Automatic price-increase alerts
Picking a Netflix plan: Standard with ads, Standard or Premium, with the price kept up to date automatically
Real cost

What hits your card bill, not the sticker price.

Paying in dollars or euros? Subfaro adds the day's exchange rate, the 3.5% IOF tax and your card's spread. You see in reais what you really pay — per month and per year.

  • Exchange rate updated through the day
  • Your card's spread, adjustable
  • How much goes to IOF alone each year
ChatGPT Plus detail: US$ 20 becomes R$ 113.85 on your bill with exchange rate and IOF
Alerts

A heads-up before you're charged. Free trials too.

A forgotten free trial is the most common surprise charge. Subfaro tells you when a trial is about to end and a few days before every renewal — you pick how many.

  • Free trial ending
  • This week's renewals
  • Price increases spotted
Alerts screen: the Disney+ trial ends in 2 days
Insights

Tips that actually save money.

Spotify and Apple Music at the same time? Three video streaming services? Subfaro flags overlaps, shows what you'd save on a yearly plan and suggests streaming rotation: one service a month, without missing a thing.

  • Overlapping services
  • Streaming rotation
  • Yearly plan savings
Upcoming payments and an insight about Spotify and Apple Music
  • Shared subscriptions

    Spotify Family, Netflix with friends: say how many people share it and only your part counts.

  • Cancellation guide

    A direct link to cancel every service in the catalog. No hunting through hidden menus.

  • No bank login

    No linking accounts or cards. Add things in seconds, and your data stays yours.

  • Web, Android and iOS

    One account everywhere. Start on your phone, check on your laptop.

AI assistants · Pro

New subscription? Just say it.

Connect Subfaro to your AI assistant and add subscriptions just by chatting: “I just signed up for Paramount+ Premium, add it to Subfaro.” It picks the plan, fills in the price and the app updates instantly.

  • Works with MCP-compatible assistants, like Claude
  • You choose: read-only or read and edit
  • Every change is logged in your account, with undo

Connecting is optional, and you can disconnect at any time. How we handle your data

Chat with an AI assistant: the user asks to add Paramount+ Premium and the assistant adds the subscription to Subfaro

Concept illustration.

On your computer too.

The web version has everything the app has, on a dashboard that shows the whole month at once.

Subfaro web dashboard with monthly spending, chart, upcoming payments and insights

How it works

Three steps. Under a minute.

  1. 1

    Create your account

    Just name, email and password. No bank, no card.

  2. 2

    Pick service and plan

    Tap the icon and the plan you have. Price, category and billing cycle come filled in — and stay up to date.

  3. 3

    Relax

    Subfaro warns you before charges and shows where you can save.

Add subscription screen with the service catalog

Calculator

How much do you really pay?

Pick a subscription billed in dollars or type the price. We do the math the way your card bill does.

US$
Examples
0.0%

The extra fee your bank adds on top of the exchange rate. Usually 0% to 6%.

ConversionUS$ 20.00 × 5.50
R$ 110.00
IOF 3.5%
+ R$ 3.85
Spread 0.0%
+ R$ 0.00
On your bill
R$ 113.85/mo

R$ 1,366.20 a year · R$ 46.20 in fees alone each year

Example using a fixed rate of US$ 1 = R$ 5.50. In the app, the rate is updated through the day.

Compare

Why not just use what you have?

Why not just use what you have?
—SubfaroBanking appsSpreadsheetsForeign apps
Real cost in reais, IOF includedYesPartlyPartlyNo
Pick a plan, the price keeps itself currentYesNoNoNo
Heads-up before charges and trial endingsYesNoNoYes
No bank passwordYesNoYesPartly
Pix, boleto and cards from any bankYesNoYesNo
Shared subscriptionsYesNoPartlyPartly
Insights and streaming rotationYesNoNoPartly
Cancellation guideYesNoNoPartly
Web, Android and iOS, one accountYesPartlyPartlyPartly

Banking apps only see that bank's card and show the charge after it happens. Foreign apps don't know about IOF, Pix or boleto.

Pricing

Start free. Go Pro whenever you want.

The essentials are free, with no time limit. Pro unlocks everything for less than a coffee a month.

Free

For keeping the essentials in order.

R$ 0$0forever

Start free
  • Up to 10 subscriptions
  • Prices that update themselves
  • Billing and free-trial alerts
  • Real cost with IOF and spread
  • CSV export
Everything

Pro

For when you've got a lot going on.

R$ 79,90$24.99/yr

works out to R$ 6,66/moworks out to $2.08/mo

Get Pro

Everything in Free, plus:

  • Unlimited subscriptions
  • Custom categories
  • YouTube memberships and Twitch subs
  • Connector for AI assistants, like Claude

Secure payment by Stripe · cancel anytime

FAQ

Frequently asked questions

Is Subfaro free?

Yes. The Free plan has no time limit: up to 10 subscriptions, prices that update themselves, billing and free-trial alerts, real cost with IOF and spread, and CSV export. Pro ($2.99/month or $24.99/year; R$ 9,90 or R$ 79,90 in Brazil) unlocks unlimited subscriptions, custom categories, YouTube memberships and Twitch subs, and the AI assistant connector.

How do I cancel Pro?

Anytime, in Account → Manage subscription. Pro stays active until the end of the period you've paid for, then your account goes back to Free without losing any data. Customers in Brazil who cancel within 7 days of their first purchase get a full refund — just email contato@subfaro.com.

What if a subscription's price changes?

When you pick a plan from the catalog, we keep an eye on its price for you: we check about 30 services every week and, if your plan goes up, the subscription updates itself and you get an alert with the increase. Prices you typed in yourself stay exactly as you left them.

Do I need to link my bank or card?

No. You add your subscriptions by hand, picking from the catalog. It takes seconds and no bank password ever goes through Subfaro.

How do you calculate the real cost?

For subscriptions in a foreign currency, we multiply the price by the day's exchange rate and add IOF (3.5%) plus your card's spread, which you can set in your account. If a subscription is shared, only your part counts.

Does it work with Pix, boleto and any card?

Yes. You choose how each subscription is paid: credit, debit, Pix (including Pix Automático), boleto or other.

What if a service isn't in the catalog?

Create a custom subscription: gym, course, phone plan, anything. If you add the website, we fetch the icon for you.

How do shared subscriptions work?

Tell us how many people share it. Subfaro shows the full price and your part, and only your part goes into totals and alerts.

What data do you keep?

Your name, email and the subscriptions you add. No banking data. You can export everything as CSV or delete your account from inside the app at any time.

Can I use it with an AI assistant?

Yes, on the Pro plan. Subfaro works with MCP-compatible assistants, like Claude: you connect it from your account, choose whether the assistant can only read or can also add and edit subscriptions, and disconnect whenever you want. The assistant never sees your password and can't delete subscriptions.

Which platforms does it run on?

Web, Android and iOS, with one account and everything in sync.

Find out what you really pay.

Adding your subscriptions takes less than a minute.

Use on the web
soonGoogle PlaysoonApp Store